Cookie Policy

Effective Date: December 15, 2025
Last Updated: December 15, 2025

1. Introduction

This Cookie Policy explains how Seguros Ideal("we," "us," or "our") uses cookies and similar tracking technologies on our website at www.segurosidealinc.com(the "Site"). This policy should be read together with our Privacy Policy.

By using our Site, you consent to the use of cookies and tracking technologies as described in this policy.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. Cookies are widely used to make websites work more efficiently and provide information to website owners.

Cookies can be:

• Session Cookies: Temporary cookies that expire when you close your browser
• Persistent Cookies: Cookies that remain on your device for a set period or until you delete them

3. Why We Use Cookies

We use cookies and similar technologies for the following purposes:

3.1 Essential Cookies

These cookies are necessary for our Site to function properly. They enable basic features such as:

• Website security and fraud prevention
• Session management and authentication
• Remembering your privacy preferences
• Load balancing and website performance

Legal Basis: Essential cookies are necessary for the performance of our website and do not require consent under applicable privacy laws.

3.2 Analytics Cookies

We use analytics cookies to understand how visitors use our Site and improve user experience. These cookies collect information such as:

• Pages visited and time spent on pages
• Navigation paths through the Site
• Browser type and device information
• Traffic sources and referral information

Analytics Provider: We use Duda Analytics, which collects basic website usage information including page views and high-level traffic patterns.

Legal Basis: Analytics cookies help us improve our Site and are used for our legitimate business interests. These cookies do not track you across other websites or identify you personally.

3.3 Advertising Cookies

We use minimal advertising technologies for legitimate business purposes:

Google Ads: We run local search advertising campaigns through Google Ads. These are targeted based on search keywords and location, NOT based on retargeting or behavioral tracking across websites.

What We Do NOT Do:

• We do NOT use retargeting or remarketing cookies
• We do NOT track you across multiple websites
• We do NOT create behavioral advertising profiles
• We do NOT sell or share cookie data with third parties for advertising purposes

4. Types of Cookies We Use

Below is a detailed list of cookies and tracking technologies used on our Site:

4.1 Strictly Necessary Cookies

4.2 Analytics and Performance Cookies

4.3 Third-Party Services

The following third-party services may set cookies when you use our Site:

Duda (Website Platform):

• Provides website hosting and content delivery
• Collects basic analytics data
• Privacy Policy: Available at Duda's website

Google Ads:

• Used for local search advertising (non-retargeting)
• May set cookies related to ad delivery and measurement
• Privacy Policy: https://policies.google.com/privacy

AI Voice Assistant Services: When you interact with our AI voice assistant, the following services may process your data:

• OpenAI: Natural language processing
• Eleven Labs: Voice synthesis technology
• Cartesia: Voice processing technology

These services process your voice data as described in our Privacy Policy but do not use traditional browser cookies.

5. How Long Do Cookies Last?

The duration cookies remain on your device varies:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain for a set period, typically from a few days to several months
• Analytics Cookies: Typically expire after 24 months

You can delete cookies at any time through your browser settings (see Section 7).

6. Your Cookie Choices

6.1 No Cookie Banner Required

We do not display a cookie consent banner because:

• We use only essential cookies necessary for website functionality
• Our analytics cookies fall under legitimate interest exceptions
• We do NOT use cookies that require prior opt-in consent under applicable law
• We do NOT use cookies for cross-context behavioral advertising

6.2 Browser Controls

You can control and manage cookies through your browser settings:

Most browsers allow you to:

• View cookies stored on your device
• Delete cookies individually or all at once
• Block cookies from specific websites
• Block all cookies (though this may affect website functionality)
• Set preferences for accepting cookies

How to Manage Cookies in Major Browsers:

• Chrome: Settings > Privacy and security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

6.3 Opt-Out Options

Google Ads Opt-Out: You can opt out of personalized Google advertising at: https://adssettings.google.com

Do Not Track (DNT): Our Site does not currently respond to Do Not Track browser signals because there is no industry standard for compliance.

Global Privacy Control (GPC): We honor Global Privacy Control signals where required by law for opting out of the sale or sharing of personal information.

6.4 Impact of Blocking Cookies

If you block or delete cookies:

• Essential cookies are necessary for the Site to function properly
• Blocking essential cookies may prevent you from accessing parts of our Site
• Analytics cookies help us improve the Site; blocking them does not affect your experience
• You will still be able to access most content and services

7. How to Delete Cookies

To delete cookies already stored on your device:

Windows (Chrome, Firefox, Edge):

• Press Ctrl + Shift + Delete
• Select "Cookies" or "Cookies and site data"
• Choose time range (e.g., "All time")
• Click "Delete" or "Clear data"

Mac (Safari, Chrome, Firefox):

• Press Cmd + Shift + Delete (or access through browser settings)
• Select "Cookies" or "Cookies and site data"
• Choose time range
• Click "Delete" or "Clear"

Mobile Devices: Access cookie settings through your browser's settings menu, usually found under Privacy or Security sections.

8. Similar Tracking Technologies

In addition to cookies, we may use other tracking technologies:

8.1 Web Beacons

Web beacons (also called pixel tags) are small graphic images embedded in web pages or emails. We may use web beacons for:

• Tracking email open rates
• Understanding user behavior on the Site
• Measuring the effectiveness of our communications

8.2 Local Storage

Our Site may use browser local storage or session storage for:

• Storing user preferences
• Maintaining application state
• Improving performance and user experience

Important Note: Unlike cookies, local storage data is not automatically transmitted to our servers with every request.

8.3 Device Fingerprinting

We do NOT use device fingerprinting or other covert tracking technologies to identify you across browsing sessions or websites.

9. Children's Privacy

Our Site is not directed to children under 18. We do not knowingly use cookies to collect information from children. If you believe a child has provided information through our cookies, please contact us at anthony@segurosidealinc.com.

10. California and State Privacy Laws

10.1 California Residents

Under California law (CCPA/CPRA):

• We do NOT "sell" personal information collected through cookies
• We do NOT "share" personal information for cross-context behavioral advertising
• You have the right to opt out of the sale or sharing of personal information (though we do not engage in these activities)

10.2 Other State Residents

Residents of states with comprehensive privacy laws (Virginia, Colorado, Connecticut, Utah, Oregon, Montana, Iowa, Delaware, Maryland, Minnesota, Nebraska, New Hampshire, New Jersey, Tennessee, Texas) have similar rights regarding their personal information.

10.3 Exercising Your Rights

To exercise your privacy rights regarding cookies and tracking:

Contact us at:

Email: anthony@segurosidealinc.com
Phone: 303-742-9400
Mail: 249 S Federal Blvd, Denver, CO 80219

11. International Visitors

Our Site is intended for users in the United States. If you access our Site from outside the United States, cookies may be transferred to and processed in the United States, where data protection laws may differ from those in your country.

12. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable law. When we make changes:

• We will post the updated policy on this page
• We will update the "Last Updated" date at the top
• Material changes will be prominently indicated on our Site

Continued use of our Site after changes constitutes acceptance of the updated Cookie Policy.

13. Third-Party Websites

Our Site may contain links to third-party websites. This Cookie Policy applies only to our Site. We are not responsible for the cookie practices of third-party websites. We encourage you to review the cookie policies of any third-party sites you visit.

14. More Information About Cookies

To learn more about cookies and how they work:

• All About Cookies: www.allaboutcookies.org
• Network Advertising Initiative: www.networkadvertising.org
• Digital Advertising Alliance: www.aboutads.info
• Your Online Choices (EU): www.youronlinechoices.eu

15. Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us:

Seguros Ideal
249 S Federal Blvd, Denver, CO 80219
Email: anthony@segurosidealinc.com
Phone: 303-742-9400

We will respond to your inquiry as soon as reasonably possible.

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Summary: Seguros Ideal uses minimal cookies necessary for website functionality and basic analytics. We do NOT use cookies for behavioral tracking, retargeting, or cross-site advertising. You can manage cookies through your browser settings at any time.